Prêt scolaire Cameroun, prêt étudiant Cameroun, crédit études &eagrave; létranger, financement études supérieures, banques au Cameroun, taux prêt étudiant 2026 : Discover the most complete guide to financing your studies in France, Canada, the USA, Belgium or the UK.

Linki partners with 7 major banks in Cameroon to offer you the best student loans, with comparative rates, comparative rates, comparative rates, comparative rates;titifs, différé de remboursement, and accompagnement personnalisé.

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Why Subscribe to a Prêt Étudiant in Cameroon?

The crédit étudiant au Cameroun allows you to finance:

• ✅ School fees abroad

• ✅ Visa fees and insurance

• ✅ Airfare

• ✅ Accommodation and installation

• ✅ Dépenses de vie pendant les études

With a différé de remboursement, you start à rembourser aprèsès vos études.

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The 7 Best Banks for School Loans in Cameroon

1. Afriland First Bank – Prêt Études Supérieures

Idéal for: Études in Europe and Canada

Caractéristiques

• Amount: 2 000 000 FCFA; 25 000 000 FCFA

• Rate of interest: 8.5% 10%

• Life span: 1 à 7 years

• Différé : jusqu&’à 2 ans

• Guarantee: mortgage, pledge or surety

Benefits

• Preferred student rate

• Customized coaching

• Simplified procedure with Linki

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2. Sociéténérale Cameroun (SGBC) – Crédit Formation

Idéal pour: Étudiants souhaiterant un réseau bancaire international

Caractéristiques

• Amount: 1 500 000 FCFA; 20 000 000 FCFA

• Rate: 9% à 11%

• Length: up to 6 years

• Différé : 18 months

Highlights

• International bank card

• World network

• Optional borrower insurance

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3. Ecobank Cameroun – Ellevate Student Loan

Idéal for: Fast and 100% digital process

Caractéristiques

• Amount: 1,000,000 FCFA; 15,000,000 FCFA

• Rate: 8% à 9.5%

• Delivery: 48h

• Différé: 12 months

Benefits

• Lowest rates

• Reduction -0.5% via Linki

• Express processing

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4. UBA Cameroun – UBA Education Loan

Idéal for: Éstudents targeting several African or international countries

Caractéristiques

• Amount: 2 000 000 FCFA; 18 000 000 FCFA

• Rate: 9.5% à 11.5%

• Différé: up to 24 months

Benefits

• Presence in 20 countries

• Facilitated international transfers

• Possibilité de co-emprunt

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5. BICEC – Prêt Avenir Étudiant

Idéal pour : MBA, Médecine, formations coûteuses

Caractéristiques

• Amount: up to 30,000,000 FCFA

• Rate: 8.5% à 10.5%

• Lifetime: up to 8 years

• Différé : 3 ans

Benefits

• Largest amounts raised

• International network BNP Paribas

• Insurance included

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6. AFG BANK Cameroon – Prêt Étudiant Excellence

Idéal for : Étudiants avec mention Bien ou Très Bien

Caractéristiques

• Amount: 1 500 000 FCFA; 22 000 000 FCFA

• Rate: 8.75% à 10.25%

• Reacute;ponse : 3 à 5 jours

Spécificités

• Progressive blocking by semester

• Mobile tracking application

• Fees paid via Linki

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7. REGIONALE BANK Cameroun – Prêt Jeunesse Avenir

Best rate 2026

Caractéristiques

• Amount : 1 000 000 FCFA; 20 000 000 FCFA

• Rate: 8.25% à 9.75%

• Différé: up to &’à 30 months

• Administration fee: 0 FCFA with Linki

Major benefits

• Collective surety possible

• Mentoring program

• Student pack included

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Comparatif des Prêts Étudiants au Cameroun (2026)

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How to Get a School Certificate in Cameroon?

Étape 1 : Simulation de Prêt Étudiant

Indicate:

• Desired amount;

• Destination (France, Canada, USA…)

• Study duration

• Garant available

Éstep 2: Bank Comparison

Customized analysis according to:

• Repayment capacity

• Academic project

• Warranties available

Éstep 3: Dossier assembly

Key documents:

• University admission letter

• NIC or passport

• Proof of guarantor's income

• Financing plan

Éstep 4: Validation and Déblock

Average Délai: 5 à 8 days with Linki

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Conditions d’Éligibilité Prêt Étudiant Cameroun

For the student

• Cameroonian nationality

• 18 à 35 years

• Admission confirmed

• Projet d’études cohérent

For the guarantor

• Stable income

• Residence in Cameroon

• Acceptance of joint and several guarantee

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Simulation Example of Prêt Étudiant

Licence en France – 10 000 000 FCFA

• Rate: 8.25%

• Différé : 3 years

• Mensualité : 310 000 FCFA

• Intérêts: 1,160,000 FCFA

Master in Canada – 15 000 000 FCFA

• Rate: 8.75%

• Mensualité : 312 000 FCFA

• Total cost: 18,720,000 FCFA

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FAQ – Prêt Scolaire Cameroun

Which bank offers the best rate?

REGIONALE BANK (from 8.25%).

Can you get a loan without a guarantor?

No, except via collective surety (REGIONALE BANK).

How long does it take to obtain a student loan?

Between 48h and 14 days depending on the bank.

What is the acceptance rate?

87% of accompanied files are approved.

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Why go through Linki for your Prêt Étudiant?

✔ Best négoci;s rates

✔ Réduction of application fees

✔ Full support

✔ Time saving (up to 3 weeks)